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Emmanuel Oloyede - Sr. Loan Officer
216-816-5215
License FL LO115448 | GA 1824463 | IL 031.0080639 | IN 61208 |
OH MLO-OH.1824463.002 | TN 1824463
NMLS# 1824463
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About Me:
About Emmanuel Oloyede
About Emmanuel Oloyede
Emmanuel Oloyede, a seasoned Mortgage Loan Officer with over 5 years of experience in the mortgage industry, is renowned for his expertise in helping individuals and families achieve their homeownership goals with precision, integrity, and empathy. Emmanuel specializes in addressing the unique needs of first-time buyers, new home construction projects and developments, self-employed individuals, and investor loan programs, offering personalized financial solutions tailored to each client's specific requirements.
With a Bachelor of Science and a Master of Business Administration degree from Indiana Wesleyan University, Emmanuel has built a strong reputation as a trusted mortgage advisor among clients, real estate agents, financial advisors, and industry professionals. His goal is to simplify the mortgage process, making it easy to navigate for his customers. Emmanuel and his team thoroughly educate their borrowers throughout the mortgage transaction, ensuring they fully understand their options and feel comfortable with their chosen loan program. Additionally, Emmanuel puts his clients ahead of the competition with his ability to close loans in record time.
Emmanuel's streamlined pre-approval and loan processing system guarantees a seamless journey from initial inquiry to final closure, marked by unparalleled attention to client satisfaction and adherence to deadlines. He places significant emphasis on community involvement, both personally and professionally, and is an active member of the Mortgage Bankers Association, Greater Cleveland Home Builders Association, Ohio Home Builders Association (OHBA), and National Association of Home Builders (NAHB).
Empowering dreams, one home at a time. Contact Emmanuel Oloyede to embark on your journey to homeownership with confidence and clarity.
Home Mortgage Products Overview:
FHA, VA, Conventional, USDA | Equity Loan (Second Mortgage) | Jumbo Products
Self Employed Loan (Business Bank Statement Loan) | Investor Loan - Debt Service Coverage Ratio (DSCR - No Income Docs)
Foreign National Loan | ITIN Borrower Loan | Mixed-use Property (Primary home only)
New Construction | Construction-to-Permanent Home Loans | Renovation Loans (203k & Homestyle)
Manufactured Home (Double Wide Only)
Home Equity Conversion Mortgage (HECM – Reverse Mortgage)
Developers and Builders Products Overview:
Horizontal development and Vertical Construction Loan – Acquisition, development, and construction loans (18 – 24 months).
Bridge Loan – Interim Financing for completed or nearly completed home inventory (12 Months).
Guidance Line – A revolving facility. Can be used across multiple projects for Acquisition, Development, Lot bank, and vertical constructions (24 months, then 12 months rolling renewals).
Build-To-Rent – Flexible Loan option solutions customized for build-to-rent projects. (6 – 36 Months).
Professional Membership:
- Mortgage Bankers Association.
- Greater Cleveland Home Owners Association.
- Ohio Home Builders Association (OHBA).
- National Association of Home Builders (NAHB).
Let's connect and explore opportunities!
Specialty programs:
Bank Statement Loan:
Are you a self-employed individual looking to secure your dream home without the hassle of traditional paperwork? Our Bank Statement Loans are the solution you've been waiting for. No more fuss over paystubs and W-2's from the last two years of employment. With Bank Statement Loans, we take a different approach. Our lenders assess your bank statements to evaluate your income, ensuring you have a viable path to mortgage approval. Say goodbye to the old-fashioned hurdles and embrace a streamlined journey to homeownership!
ITIN Borrowers allowed and You can close in an LLC, Partnership or Corporation, some non-warrantable condo features allowed, loan amounts from $125,000 to $3,000,000
Foreign National Loan:
Are you a non-resident with dreams of owning real estate in the United States? Your journey begins with a Foreign National Mortgage Loan. While the process of financing real estate typically caters to U.S. citizens, we've crafted a specialized solution for international buyers like you. Say goodbye to the barriers and embrace the opportunity to invest in U.S. real estate with our Foreign National Mortgage Loan. Your American dream is closer than you think!
Debt Service Coverage Ratio (DSCR loan) Investor Solution - Including Investor Solution Elite:
Investment Properties only, using Debt Service Coverage Ratio (DSCR). DSCR: Qualifies based solely on subject property rental income and credit history, No income, employment or borrower debt are considered in eligibility, First Time Investor Allowed, can close in an LLC, Partnership or Corporation, some non-warrantable condo features allowed.
Down payment assistance programs and grants:
Say goodbye to down payment worries and hello to homeownership. My team and I have access to several down payment assistance programs and grant to make it affordable and stress-free to secure your dream home. Contact us today to explore your options and take the key to homeownership.
Low down payment Loan options:
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% downpayment requirements. Contact us to day to discuss what options you qualify for.
Jumbo loans:
You may consider this type of loan if you plan to purchase a larger property or luxury home in a high-end real estate market.
Power Buyer (Funding Commitment Approval) – Close in as little as 10 Business days!:
Stronger than a prequalification letter and better than a pre-approval letter. With a Funding commitment approval, you will be able to compete with cash offers. Reach out today to get started!
Home Equity Conversion Mortgage (HECM) – Reverse Mortgage:
This is a great option for homeowners and buyers over the age of 62. This loan option makes life easy. You may refinance or purchase with this loan program. Contact us today to discuss your options.
Let me help you navigate your way to Homeownership!
For over two decades, Paramount Residential Mortgage Group Inc. (PRMG) continues to be a Top 20 Leading Lender in the mortgage industry. As a privately held mortgage company and residential home lender, PRMG has successfully helped many borrowers purchase and refinance their homes throughout the United States.
Our goal is to provide customers with a 'Path to Pivot' to more consumer facing activities and modern lending technology. This includes innovative products and industry-leading customer service levels.
When we first opened our doors, we had a staff of 3 individuals dedicated and committed to helping us grow the company. Today, PRMG employs over 3,000 employees and has over 307 branches throughout the United States.
Today, PRMG is licensed in 48 states in addition to Washington DC and by the U.S. Department of Housing and Urban Development (HUD) with branches and operation centers strategically located across the country! We deliver a wide range of Jumbo, FHA, VA, USDA, and conventional loan products, along with providing cutting-edge technology and industry-leading customer service. PRMG is an agency-approved direct issuer to Ginnie Mae, as well as a licensed seller/servicer of Fannie Mae.
Additionally, PRMG gives back to the community through their 501(C)3 non-profit foundation, PRMG Cares. PRMG Cares has donated time and money to local and nationwide charities. To learn more, please visit www.prmgcares.org.